Comprehensive Fee Schedule.

Below is a version for our customers using assistive devices:

Details:

Development = savings only	Eligible active services:	x	fee applies
Topaz = 1 – 3 services	Checking, Dir. deposit, DEBIT card, Bill payer, IRA, Certificate, e-statements, Visa CREDIT card, Consumer loan, 1st Mtg, 2nd Mtg, Safe Deposit Box, Holiday/Vacation club acct, Mbr longevity (for every 10 yrs = 1 service).		Topaz account fee waived/discounted
Sapphire = 4 – 6 services			Sapphire account fee waived/discounted
Emerald = 7 or more services			Emerald account fee waived/discounted

*Dividends will not be paid on dormant accounts.

NOTES: If your request is not already listed on this schedule it will be considered ‘out of the ordinary’ and you will be obligated to pay any 3rd party costs associated with your request.  The Credit Union will make every effort to disclose an estimate prior to completing your ‘out of the ordinary’ request.
A checking account may be closed when the balance has been in a negative status for five (5) consecutive working days.  Any account fees could reduce earnings.

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