Direct Deposit / ACH Payments from your Account / Wire Deposits

To setup Direct Deposit, ACH payments (outgoing), or Wires (incoming), you would provide the following information:

Olympia Credit Union’s Routing number (325180980)  AND

For SAVINGS you would enter your account number, plus your share ID plus a zero (example; for your account number 12345 with share ID 00 plus 0 = 12345000).  (If you are unsure of your SAVINGS share ID, you can verify this information on the account summary screen in Home Banking).

OR

For CHECKING you would enter your account number that shows on the bottom of your checks including the 3 digits that follow your account number (Example; 12345101).  Or, you can find the correct numbers logging into Home Banking and clicking the gear wheel next to your checking account, then selecting Account Details you will find your MICR account number information.

NOTE: It is important to provide correct numbers to avoid delays. If you are unsure of which numbers to use you can contact us to provide the correct information.

Member Privilege

This service is an overdraft protection program on eligible accounts that pays your personal checks avoiding merchant return check fees. If you make a mistake in your checkbook or need emergency car repairs your check will be covered up to a $500 negative balance for a courtesy pay fee of $30 per check or ATM/POS or Debit card transaction. You will have 30 days to repay the overdrawn amount.

Account eligibility: Your personal checking account must be open for four statement cycles; you must have an aggregate deposit of $750 to your account during each statement cycle; and you must be over age 18.

All accounts that meet these criteria are not guaranteed this service. Please see your member service specialist for details and disclosures on this service.

Shared Branching

Olympia Credit Union is a participant in the shared branching network. What does this mean? It means you can access your account from 5,000 + other credit union locations nationwide and some international. You can make withdrawals, deposits, do transfers, or even make your loan payments. This also means you can access your other credit union accounts here at our branches. So, if you want to perform a transaction on your other credit union account you can do that at our offices with just your ID and your other credit union account number. We are here to improve your financial lives and save you time in doing your banking business.

Bill Payer

Olympia Credit Union offers a great Bill Payer program. It’s quick and easy to use. We are offering this service for only $4.95 per month OR we will give this service to you for FREE if you sign up for e-statements. It’s that simple! NOW save time and money. Just go into Digital Banking and click on BILL PAYER and set yourself up. Don’t forget to enroll in e-statements too so you can get this great service for FREE!

Digital Banking

With Digital Banking and Credit Union Connection you can check your account 24 hours a day 7 days a week. This service allows you to check your account balances, get free Estatements, make loan payments, transfer money between your Olympia Credit Union accounts, and pay your bills via Bill Payer. This is another FREE service offered by Olympia Credit Union.

Dealer Lending Network

Olympia Credit Union is now a participant in the Credit Union Dealer Lending Network. Once you’ve found a car, RV or motorcycle, credit union financing is just a click away at participating dealers! With a loan from Olympia Credit Union, you’re on your way to savings! You can learn about our special offers and apply online today. Our site makes sure to connect you with dealers that know you’re working with Olympia Credit Union, and will expedite the process when you’re ready to visit a dealership. We’re always here to help you make the best decision.

AutoSMART

When you start shopping for a car, you need reliable information to make the most informed purchase. At Olympia Credit Union, our AutoSMART site gives you the tools and information to make car shopping as quick and easy as possible!

Credit Builder / Savings Plans

Not ready for a car loan yet? Still need to establish or repair your credit? Can’t seem to build up any savings? Olympia Credit Union has a unique program that will help you do all of it. We can setup a short term loan with payments that will fit your budget, and when the loan is paid in full you will have established credit and money in savings.

Checking Accounts

All checking accounts come with a FREE VISA Check/Debit Card. We offer many different styles of checks with the ability to personalize them to suit your style. See the Checking Account page of the website for more information.

Vacation & Christmas Club

Don’t have enough money for your Vacation this year. Olympia Credit Union offers Club accounts which allow you to set up a goal and try to reach it by the next year. The best thing about this club is that we pay you to be a part of it. Open a Christmas or Vacation Club and we will pay you a higher dividend rate than on our regular savings account.

Individual Retirement Accounts

Olympia Credit Union offers Traditional and ROTH IRA’s.  Let our staff assist you with the expert resources to answer your questions about your IRA choices.  Visit our quick links page to connect with the Member’s Financial Network for some free information on your retirement planning.

Insurance Options

Olympia Credit Union contracts with TruStage (an affiliate of CUNA Mutual) to provide discounted rates on insurance products such as Car & Home, Accidental Death & Dismemberment, and Whole Life policies. Contact TruStage today for a free quote on the insurance products you need.

Claim your no-cost AD&D coverage now. Members only.

Car & Home Insurance. Get a quote.

No pressure whole life insurance. Find out more.