Digital Banking
Our Digital Banking gives you secure access to your accounts 24/7 using a desktop, mobile device or tablet. Download the mobile app today to enroll, or enroll from our web homepage. You can check your account balances, get free e-statements, make a loan payment, transfer money between your Olympia Credit union accounts, pay your bills using Bill Payer, monitor your credit score, Remote Deposit Capture, enroll in Money Management to setup a budget, and monitor all your accounts in one place. Enhancements to our digital banking are still to come in 2023, which will include card management, merchant rewards, and more.
Free VISA Check (debit) Card
Every member that opens a checking account with Olympia Credit Union can receive a VISA Check (debit) Card*. The Visa Check Card allows you to make transactions anywhere that the VISA logo is accepted and it is quicker than writing a check.
Direct Deposit / ACH Payments from your Account / Wire Deposits
To setup Direct Deposit, ACH payments (outgoing), or Wires (incoming), you would provide the following information:
Olympia Credit Union’s Routing number (325180980) AND
For SAVINGS you would enter your account number, plus your share ID plus a zero (example; for your account number 12345 with share ID 00 plus 0 = 12345000). (If you are unsure of your SAVINGS share ID, you can verify this information on the Account Details screen in Digital Banking).
OR
For CHECKING you would enter your account number that shows on the bottom of your checks including the 3 digits that follow your account number (Example; 12345101). Or, you can find the correct numbers logging into Digital Banking, viewing your checking account, then selecting Account Details you will find your MICR account number information.
NOTE: It is important to provide correct numbers to avoid delays. If you are unsure of which numbers to use you can contact us to provide the correct information.
Member Privilege
This service is an overdraft protection program on eligible accounts that pays your personal checks avoiding merchant return check fees. If you make a mistake in your checkbook or need emergency car repairs your check will be covered up to a $500 negative balance for a courtesy pay fee of $30 per check or ATM/POS or Debit card transaction. You will have 30 days to repay the overdrawn amount.
Account eligibility: Your personal checking account must be open for four statement cycles; you must have an aggregate deposit of $750 to your account during each statement cycle; and you must be over age 18.
All accounts that meet these criteria are not guaranteed this service. Please see your member service specialist for details and disclosures on this service.
Shared Branching
Olympia Credit Union is a participant in the shared branching network. What does this mean? It means you can access your account from 5,000 + other credit union locations nationwide and some international. You can make withdrawals, deposits, do transfers, or even make your loan payments. This also means you can access your other credit union accounts here at our branches. So, if you want to perform a transaction on your other credit union account you can do that at our offices with just your ID and your other credit union account number. We are here to improve your financial lives and save you time in doing your banking business.
Dealer Lending Network
Olympia Credit Union is now a participant in the Credit Union Dealer Lending Network. Once you’ve found a car, RV or motorcycle, credit union financing is just a click away at participating dealers! With a loan from Olympia Credit Union, you’re on your way to savings! You can learn about our special offers and apply online today. Our site makes sure to connect you with dealers that know you’re working with Olympia Credit Union, and will expedite the process when you’re ready to visit a dealership. We’re always here to help you make the best decision.
AutoSMART
When you start shopping for a car, you need reliable information to make the most informed purchase. At Olympia Credit Union, our AutoSMART site gives you the tools and information to make car shopping as quick and easy as possible!
Credit Builder / Savings Plans
Not ready for a car loan yet? Still need to establish or repair your credit? Can’t seem to build up any savings? Olympia Credit Union has a unique program that will help you do all of it. We can setup a short term loan with payments that will fit your budget, and when the loan is paid in full you will have established credit and money in savings.
Checking Accounts
All checking accounts come with a FREE VISA Check/Debit Card. We offer many different styles of checks with the ability to personalize them to suit your style. See the Checking Account page of the website for more information.
Vacation & Christmas Club
Don’t have enough money for your Vacation this year. Olympia Credit Union offers Club accounts which allow you to set up a goal and try to reach it by the next year. The best thing about this club is that we pay you to be a part of it. Open a Christmas or Vacation Club and we will pay you a higher dividend rate than on our regular savings account.
Individual Retirement Accounts
Olympia Credit Union offers Traditional and ROTH IRA’s. Let our staff assist you with the expert resources to answer your questions about your IRA choices. Visit our quick links page to connect with the Member’s Financial Network for some free information on your retirement planning.
Insurance Options
Olympia Credit Union contracts with TruStage (an affiliate of CUNA Mutual) to provide discounted rates on insurance products such as Car & Home, Accidental Death & Dismemberment, and Whole Life policies. Contact TruStage today for a free quote on the insurance products you need.
Claim your no-cost AD&D coverage now. Members only.
Car & Home Insurance. Get a quote.
