Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account balances and payment history
• Credit history and account transactions

When you are no longer our member, we continue to share this information as described in this notice.

How?

All financial companies need to share members personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their members personal information; the reasons Olympia Credit Union chooses to share; and whether you can limit this sharing.

For our everyday business purposes

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes

To offer our products and services to you

For our affiliates’ everyday business purposes

Information about your transactions and experiences

For our affiliates’ everyday business purposes

Information about your creditworthiness

For nonaffiliates to market to you

How does Olympia Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Olympia Credit Union collect my personal information?

We collect your personal information, for example when you

• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes
• Information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.